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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,153 | $95,383-83.1% | $185,837-91.3% | $85,856-81.2% |
| Participation rate | 53.1% | 68.8%-15.6pp | 81.7%-28.6pp | 69.3%-16.2pp |
| Annual return | 17.37% | 23.59%-6.2pp | 122.08%-104.7pp | 318.58%-301.2pp |
| Employer contribution / active EE | $1,584 | $3,313-52.2% | $5,168-69.4% | $2,565-38.3% |
| Participant deferral / active EE | $2,347 | $3,423-31.4% | $5,568-57.9% | $3,952-40.6% |
| Admin fee / account holder | $77 | $7,213-98.9% | $16,241-99.5% | $6,261-98.8% |