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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,996 | $126,661-86.6% | $113,397-85.0% | $138,895-87.8% |
| Participation rate | 88.9% | 79.4%+9.4pp | 76.5%+12.4pp | 79.9%+9.0pp |
| Annual return | 20.53% | 25.05%-4.5pp | 23.20%-2.7pp | 145.39%-124.9pp |
| Employer contribution / active EE | $2,261 | $3,456-34.6% | $2,977-24.0% | $4,194-46.1% |
| Participant deferral / active EE | $2,968 | $5,693-47.9% | $5,076-41.5% | $6,396-53.6% |
| Admin fee / account holder | $2,183 | $14,549-85.0% | $11,957-81.7% | $12,562-82.6% |