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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,235 | $117,904-92.2% | $102,457-91.0% | $145,978-93.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 15.44% | 31.80%-16.4pp | 29.41%-14.0pp | 550.52%-535.1pp |
| Employer contribution / active EE | $2,282 | $3,613-36.9% | $3,022-24.5% | $4,662-51.1% |
| Participant deferral / active EE | $2,996 | $5,733-47.8% | $5,054-40.7% | $6,690-55.2% |
| Admin fee / account holder | $447 | $13,329-96.6% | $9,451-95.3% | $13,400-96.7% |