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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,047 | $185,199-54.6% | $142,874-41.2% | $167,518-49.8% |
| Participation rate | 100.0% | 78.5%+21.5pp | 72.0%+28.0pp | 82.1%+17.9pp |
| Annual return | 13.47% | 8556.90%-8543.4pp | 5638.58%-5625.1pp | 478.71%-465.2pp |
| Employer contribution / active EE | $11,194 | $5,606+99.7% | $4,145+170.1% | $4,838+131.4% |
| Participant deferral / active EE | $10,127 | $4,495+125.3% | $3,838+163.9% | $6,342+59.7% |
| Admin fee / account holder | $739 | $8,031-90.8% | $6,561-88.7% | $12,312-94.0% |