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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,919 | $176,402-65.5% | $134,162-54.6% | $158,982-61.7% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 22.76% | 63.66%-40.9pp | 36.35%-13.6pp | 302.99%-280.2pp |
| Employer contribution / active EE | $9,394 | $5,042+86.3% | $3,705+153.6% | $4,763+97.2% |
| Participant deferral / active EE | $8,979 | $4,093+119.4% | $3,500+156.6% | $5,983+50.1% |
| Admin fee / account holder | $519 | $8,719-94.0% | $6,685-92.2% | $11,252-95.4% |