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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,638 | $95,406+57.9% | $185,849-18.9% | $85,847+75.5% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 12.30% | 23.59%-11.3pp | 122.10%-109.8pp | 318.61%-306.3pp |
| Employer contribution / active EE | $9,947 | $3,314+200.2% | $5,169+92.4% | $2,565+287.7% |
| Participant deferral / active EE | $8,732 | $3,424+155.1% | $5,569+56.8% | $3,952+120.9% |
| Admin fee / account holder | $421 | $7,214-94.2% | $16,244-97.4% | $6,261-93.3% |