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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,566 | $85,171+33.3% | $172,753-34.3% | $72,976+55.6% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 18.35% | 27.32%-9.0pp | 803.00%-784.7pp | 81.02%-62.7pp |
| Employer contribution / active EE | $6,873 | $3,324+106.8% | $5,144+33.6% | $2,440+181.7% |
| Participant deferral / active EE | $6,519 | $3,260+100.0% | $5,198+25.4% | $3,608+80.7% |
| Admin fee / account holder | $1,294 | $5,880-78.0% | $13,956-90.7% | $5,124-74.7% |