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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,557 | $111,535-47.5% | $105,223-44.4% | $137,256-57.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 9.23% | 237.85%-228.6pp | 180.65%-171.4pp | 220.34%-211.1pp |
| Employer contribution / active EE | $1,472 | $3,939-62.6% | $3,689-60.1% | $4,156-64.6% |
| Participant deferral / active EE | $2,933 | $5,500-46.7% | $5,072-42.2% | $6,407-54.2% |
| Admin fee / account holder | $6,008 | $9,721-38.2% | $8,859-32.2% | $12,270-51.0% |