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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,040 | $147,556-87.1% | $129,031-85.2% | $198,609-90.4% |
| Participation rate | 83.3% | 77.2%+6.1pp | 73.4%+10.0pp | 82.4%+1.0pp |
| Annual return | 18.63% | 37.41%-18.8pp | 34.67%-16.0pp | 202.70%-184.1pp |
| Employer contribution / active EE | $1,520 | $3,645-58.3% | $3,226-52.9% | $5,055-69.9% |
| Participant deferral / active EE | $4,204 | $5,760-27.0% | $5,217-19.4% | $6,977-39.7% |
| Admin fee / account holder | $836 | $15,467-94.6% | $13,208-93.7% | $19,030-95.6% |