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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,870 | $106,749-84.2% | $145,433-88.4% | $82,448-79.5% |
| Participation rate | 89.8% | 75.6%+14.1pp | 82.1%+7.7pp | 68.1%+21.7pp |
| Annual return | 20.68% | 27.59%-6.9pp | 66.58%-45.9pp | 41.64%-21.0pp |
| Employer contribution / active EE | $1,809 | $3,444-47.5% | $4,554-60.3% | $2,551-29.1% |
| Participant deferral / active EE | $6,532 | $6,519+0.2% | $7,897-17.3% | $4,139+57.8% |
| Admin fee / account holder | $5,840 | $8,390-30.4% | $13,129-55.5% | $7,234-19.3% |