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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,870 | $106,524-84.2% | $152,301-88.9% | $87,485-80.7% |
| Participation rate | 89.8% | 75.8%+14.0pp | 82.4%+7.3pp | 68.9%+20.9pp |
| Annual return | 20.68% | 26.89%-6.2pp | 80.50%-59.8pp | 26.06%-5.4pp |
| Employer contribution / active EE | $1,809 | $3,371-46.3% | $4,624-60.9% | $2,596-30.3% |
| Participant deferral / active EE | $6,532 | $6,525+0.1% | $8,004-18.4% | $4,274+52.8% |
| Admin fee / account holder | $5,840 | $8,287-29.5% | $14,398-59.4% | $7,775-24.9% |