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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,906 | $117,846-18.6% | $102,434-6.4% | $145,884-34.3% |
| Participation rate | 63.6% | 78.6%-15.0pp | 76.5%-12.9pp | 80.3%-16.7pp |
| Annual return | 18.58% | 31.90%-13.3pp | 29.46%-10.9pp | 551.85%-533.3pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $9,479 | $5,733+65.3% | $5,055+87.5% | $6,690+41.7% |
| Admin fee / account holder | $15,543 | $13,356+16.4% | $9,462+64.3% | $13,392+16.1% |