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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,431 | $124,346-69.9% | $111,306-66.4% | $167,553-77.7% |
| Participation rate | 64.3% | 79.6%-15.3pp | 77.3%-13.0pp | 82.1%-17.8pp |
| Annual return | 17.06% | 37.46%-20.4pp | 54.67%-37.6pp | 478.89%-461.8pp |
| Employer contribution / active EE | $0 | $3,438-100.0% | $2,732-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $6,469 | $5,182+24.8% | $4,488+44.1% | $6,343+2.0% |
| Admin fee / account holder | $3,696 | $10,623-65.2% | $7,966-53.6% | $12,316-70.0% |