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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,305 | $110,240-42.6% | $96,544-34.4% | $139,487-54.6% |
| Participation rate | 69.2% | 78.1%-8.9pp | 76.0%-6.8pp | 80.3%-11.1pp |
| Annual return | 25.89% | 26.41%-0.5pp | 25.88%0pp | 373.84%-347.9pp |
| Employer contribution / active EE | $0 | $3,622-100.0% | $2,966-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $8,500 | $5,549+53.2% | $4,851+75.2% | $6,713+26.6% |
| Admin fee / account holder | $133 | $11,602-98.9% | $8,254-98.4% | $11,407-98.8% |