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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,445 | $70,418-82.3% | $96,570-87.1% | $85,847-85.5% |
| Participation rate | 97.8% | 61.8%+36.0pp | 69.8%+28.0pp | 69.3%+28.5pp |
| Annual return | 15.02% | 18.59%-3.6pp | 37.79%-22.8pp | 318.61%-303.6pp |
| Employer contribution / active EE | $2,311 | $1,413+63.5% | $2,357-2.0% | $2,565-9.9% |
| Participant deferral / active EE | $3,777 | $2,894+30.5% | $3,849-1.9% | $3,952-4.4% |
| Admin fee / account holder | $758 | $4,995-84.8% | $6,182-87.7% | $6,261-87.9% |