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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,756 | $112,933-89.6% | $90,970-87.1% | $158,982-92.6% |
| Participation rate | 95.8% | 74.7%+21.1pp | 69.0%+26.8pp | 82.0%+13.9pp |
| Annual return | 23.87% | 215.82%-192.0pp | 134.60%-110.7pp | 302.99%-279.1pp |
| Employer contribution / active EE | $2,540 | $2,893-12.2% | $2,122+19.7% | $4,763-46.7% |
| Participant deferral / active EE | $4,375 | $4,128+6.0% | $3,373+29.7% | $5,983-26.9% |
| Admin fee / account holder | $551 | $8,047-93.2% | $5,961-90.8% | $11,252-95.1% |