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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,756 | $112,915-89.6% | $90,965-87.1% | $158,950-92.6% |
| Participation rate | 95.8% | 74.7%+21.1pp | 69.0%+26.8pp | 82.0%+13.9pp |
| Annual return | 23.87% | 215.75%-191.9pp | 134.57%-110.7pp | 302.91%-279.0pp |
| Employer contribution / active EE | $2,540 | $2,894-12.2% | $2,122+19.7% | $4,762-46.7% |
| Participant deferral / active EE | $4,375 | $4,128+6.0% | $3,373+29.7% | $5,983-26.9% |
| Admin fee / account holder | $551 | $8,044-93.2% | $5,960-90.8% | $11,248-95.1% |