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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,401 | $142,392-73.0% | $119,622-67.9% | $134,532-71.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | 22.12% | -12.46%+34.6pp | -14.98%+37.1pp | 418.27%-396.1pp |
| Employer contribution / active EE | $3,403 | $5,224-34.9% | $4,232-19.6% | $4,741-28.2% |
| Participant deferral / active EE | $4,277 | $6,467-33.9% | $5,601-23.6% | $6,401-33.2% |
| Admin fee / account holder | $487 | $13,593-96.4% | $10,328-95.3% | $11,429-95.7% |