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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,045 | $152,612-71.8% | $125,192-65.6% | $152,897-71.8% |
| Participation rate | 85.7% | 83.3%+2.4pp | 79.8%+5.9pp | 82.5%+3.3pp |
| Annual return | 24.71% | 54.85%-30.1pp | 43.79%-19.1pp | 345.43%-320.7pp |
| Employer contribution / active EE | $8,209 | $4,947+65.9% | $3,866+112.3% | $4,764+72.3% |
| Participant deferral / active EE | $4,663 | $5,868-20.5% | $4,937-5.6% | $5,851-20.3% |
| Admin fee / account holder | $992 | $13,437-92.6% | $9,704-89.8% | $11,599-91.4% |