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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,930 | $102,422-41.5% | $147,117-59.3% | $80,959-26.0% |
| Participation rate | 73.8% | 75.9%-2.1pp | 82.2%-8.4pp | 67.7%+6.1pp |
| Annual return | 15.26% | 135.16%-119.9pp | 420.54%-405.3pp | 35.67%-20.4pp |
| Employer contribution / active EE | $2,016 | $3,717-45.8% | $4,932-59.1% | $2,757-26.9% |
| Participant deferral / active EE | $5,063 | $6,652-23.9% | $8,065-37.2% | $4,300+17.7% |
| Admin fee / account holder | $2,425 | $7,953-69.5% | $12,993-81.3% | $6,925-65.0% |