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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,278 | $106,524-23.7% | $152,301-46.6% | $87,485-7.1% |
| Participation rate | 83.9% | 75.8%+8.1pp | 82.4%+1.4pp | 68.9%+14.9pp |
| Annual return | 17.00% | 26.89%-9.9pp | 80.50%-63.5pp | 26.06%-9.1pp |
| Employer contribution / active EE | $3,056 | $3,371-9.4% | $4,624-33.9% | $2,596+17.7% |
| Participant deferral / active EE | $7,544 | $6,525+15.6% | $8,004-5.7% | $4,274+76.5% |
| Admin fee / account holder | $982 | $8,287-88.2% | $14,398-93.2% | $7,775-87.4% |