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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,941 | $160,040+198.6% | $147,096+224.9% | $145,877+227.6% |
| Participation rate | 76.5% | 84.0%-7.6pp | 82.2%-5.7pp | 80.3%-3.8pp |
| Annual return | 4.92% | 98.49%-93.6pp | 419.75%-414.8pp | 551.28%-546.4pp |
| Employer contribution / active EE | $3,004 | $5,289-43.2% | $4,936-39.1% | $4,663-35.6% |
| Participant deferral / active EE | $6,714 | $8,429-20.3% | $8,071-16.8% | $6,691+0.3% |
| Admin fee / account holder | $15,303 | $15,050+1.7% | $13,005+17.7% | $13,402+14.2% |