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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,246,651 | $138,076+802.9% | $123,553+909.0% | $135,380+820.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 3.77% | 153.70%-149.9pp | 119.21%-115.4pp | 519.81%-516.0pp |
| Employer contribution / active EE | $1,017 | $5,152-80.3% | $4,628-78.0% | $4,779-78.7% |
| Participant deferral / active EE | $2,973 | $6,800-56.3% | $6,426-53.7% | $5,609-47.0% |
| Admin fee / account holder | $45,640 | $10,917+318.1% | $9,284+391.6% | $10,828+321.5% |