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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $941,141 | $157,304+498.3% | $141,197+566.5% | $152,909+515.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 4.18% | 64.34%-60.2pp | 71.41%-67.2pp | 345.46%-341.3pp |
| Employer contribution / active EE | $945 | $5,263-82.1% | $4,736-80.1% | $4,764-80.2% |
| Participant deferral / active EE | $2,769 | $7,111-61.1% | $6,710-58.7% | $5,851-52.7% |
| Admin fee / account holder | $41,727 | $12,126+244.1% | $10,265+306.5% | $11,601+259.7% |