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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,803 | $111,787-68.9% | $93,681-62.8% | $145,978-76.2% |
| Participation rate | 44.4% | 74.2%-29.8pp | 68.7%-24.3pp | 80.3%-35.8pp |
| Annual return | 13.53% | 203.52%-190.0pp | 133.47%-119.9pp | 550.52%-537.0pp |
| Employer contribution / active EE | $1,079 | $3,093-65.1% | $2,422-55.5% | $4,662-76.9% |
| Participant deferral / active EE | $1,751 | $4,918-64.4% | $4,415-60.3% | $6,690-73.8% |
| Admin fee / account holder | $161 | $10,256-98.4% | $8,290-98.1% | $13,400-98.8% |