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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,268 | $95,915-76.8% | $79,580-72.0% | $134,532-83.4% |
| Participation rate | 66.7% | 75.0%-8.4pp | 69.5%-2.8pp | 81.2%-14.6pp |
| Annual return | -19.43% | -2.71%-16.7pp | 0.15%-19.6pp | 418.27%-437.7pp |
| Employer contribution / active EE | $1,339 | $3,129-57.2% | $2,413-44.5% | $4,741-71.8% |
| Participant deferral / active EE | $2,050 | $4,693-56.3% | $3,985-48.6% | $6,401-68.0% |
| Admin fee / account holder | $1,077 | $9,132-88.2% | $6,835-84.2% | $11,429-90.6% |