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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,037 | $112,729-86.7% | $98,716-84.8% | $137,256-89.0% |
| Participation rate | 93.8% | 74.2%+19.5pp | 69.3%+24.5pp | 80.0%+13.8pp |
| Annual return | 23.25% | 38.48%-15.2pp | 31.81%-8.6pp | 220.34%-197.1pp |
| Employer contribution / active EE | $1,175 | $2,725-56.9% | $2,279-48.4% | $4,156-71.7% |
| Participant deferral / active EE | $2,597 | $4,640-44.0% | $4,048-35.8% | $6,407-59.5% |
| Admin fee / account holder | $603 | $10,129-94.1% | $8,703-93.1% | $12,270-95.1% |