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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,037 | $124,980-88.0% | $108,359-86.1% | $154,746-90.3% |
| Participation rate | 93.8% | 75.2%+18.6pp | 70.1%+23.6pp | 80.7%+13.0pp |
| Annual return | 23.25% | 45.00%-21.7pp | 36.89%-13.6pp | 172.34%-149.1pp |
| Employer contribution / active EE | $1,175 | $2,851-58.8% | $2,399-51.0% | $4,379-73.2% |
| Participant deferral / active EE | $2,597 | $4,743-45.2% | $4,137-37.2% | $6,730-61.4% |
| Admin fee / account holder | $603 | $11,502-94.8% | $9,741-93.8% | $14,365-95.8% |