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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,575 | $183,516-43.0% | $155,534-32.8% | $145,884-28.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.08% | 61.43%-50.3pp | 64.92%-53.8pp | 551.85%-540.8pp |
| Employer contribution / active EE | $7,648 | $5,315+43.9% | $4,675+63.6% | $4,662+64.0% |
| Participant deferral / active EE | $5,706 | $6,467-11.8% | $5,630+1.3% | $6,690-14.7% |
| Admin fee / account holder | $1,338 | $19,293-93.1% | $15,900-91.6% | $13,392-90.0% |