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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,518 | $175,259-52.3% | $149,723-44.2% | $139,487-40.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 43.36% | 166.82%-123.5pp | 134.50%-91.1pp | 373.84%-330.5pp |
| Employer contribution / active EE | $5,192 | $5,478-5.2% | $4,821+7.7% | $4,755+9.2% |
| Participant deferral / active EE | $4,093 | $6,522-37.2% | $5,682-28.0% | $6,713-39.0% |
| Admin fee / account holder | $10,693 | $16,158-33.8% | $13,215-19.1% | $11,407-6.3% |