Retirement plan

MINIAT HOLDINGS LLC EMPLOYEES' PROFIT SHARING PLAN AND TRUST

Name: MINIAT HOLDINGS LLC - MINIAT HOLDINGS LLC EMPLOYEES' PROFIT SHARING PLAN AND TRUST (2025) Form 5500
Creator: MINIAT HOLDINGS LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MINIAT HOLDINGS LLC EMPLOYEES' PROFIT SHARING PLAN AND TRUST, MINIAT HOLDINGS LLC

MINIAT HOLDINGS LLCEIN 46-3958921Plan #003PY 2025

16250 S. VINCENNES AVE. - SOUTH HOLLAND, IL 60473708-589-2400miniatholdings.comLinkedIn501-1000 employeesfood production

Other plans on this EIN

1 filing

#001Retirement-$848K assets

Prospect flagsHigh feesCorrective distributions

How to read this page

Total assets (EOY)

$55M

+15.7% from 2024

Total participants

241

+2.1% from 2024

Average account balance

$241,100

+15.7% from 2024

Annual return

16.87%

+1.65 pp from 2024

Benchmarks

See 359 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort359 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$54.97M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$241K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

228

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.59M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.87%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$500

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
OSAIC WEALTH INC2 years Service code 27 · EIN 93-0987232	Advisory (Plan)	$77,633
FIDELITY INVESTMENTS INSTITUTIONAL2 years Service code 37 · EIN 04-2647786	Loan Processing	$25,890
FOREST CAPITAL MANAGEMENT LLC1 year Filed as: FOREST CAPITAL MANAGEMENT Service code 27 · EIN 46-5576228	Advisory (Plan)	$7,178

Plan features & details

Pension benefit codes2E2F2G2J2T3B3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$114K

$599 / participant

Recordkeeping$26K22.7%
Investment mgmt$3K2.8%
Other / not subdivided$85K74.5%

% of EOY assets

0.207%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CASSELL PLAN AUDITS
Auditor EIN: 462966358
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$241,100

$63,904+277.3%

$89,340+169.9%

$67,986+254.6%

Participation rate

93.2%

54.3%+38.8pp

69.6%+23.6pp

57.2%+36.0pp

Annual return

16.87%

18.09%-1.2pp

20.57%-3.7pp

31.67%-14.8pp

Employer contribution / active EE

$6,587

$1,627+304.8%

$2,231+195.2%

$2,019+226.3%

Participant deferral / active EE

$7,045

$2,691+161.8%

$3,823+84.3%

$3,358+109.8%

Admin fee / account holder

$500

$3,315-84.9%

$6,704-92.5%

$3,203-84.4%

Provider

Service type

Compensation

OSAIC WEALTH INC2 years

Service code 27 · EIN 93-0987232

Advisory (Plan)

$77,633

FIDELITY INVESTMENTS INSTITUTIONAL2 years

Service code 37 · EIN 04-2647786

Loan Processing

$25,890

FOREST CAPITAL MANAGEMENT LLC1 year

Filed as: FOREST CAPITAL MANAGEMENT

Service code 27 · EIN 46-5576228

Advisory (Plan)

$7,178

MINIAT HOLDINGS LLC EMPLOYEES' PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MINIAT HOLDINGS LLC EMPLOYEES' PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion