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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,844 | $70,366-74.6% | $66,674-73.2% | $138,895-87.2% |
| Participation rate | 77.8% | 76.2%+1.6pp | 73.7%+4.1pp | 79.9%-2.1pp |
| Annual return | 27.43% | 386.41%-359.0pp | 321.24%-293.8pp | 145.39%-118.0pp |
| Employer contribution / active EE | $1,130 | $2,765-59.1% | $2,620-56.9% | $4,194-73.1% |
| Participant deferral / active EE | $3,667 | $4,374-16.2% | $4,084-10.2% | $6,396-42.7% |
| Admin fee / account holder | $637 | $5,262-87.9% | $5,098-87.5% | $12,562-94.9% |