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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,730 | $88,702-86.8% | $81,780-85.7% | $145,978-92.0% |
| Participation rate | 76.5% | 75.0%+1.4pp | 72.4%+4.1pp | 80.3%-3.8pp |
| Annual return | 26.35% | 1029.12%-1002.8pp | 776.27%-749.9pp | 550.52%-524.2pp |
| Employer contribution / active EE | $911 | $3,084-70.5% | $2,914-68.7% | $4,662-80.5% |
| Participant deferral / active EE | $3,595 | $4,645-22.6% | $4,321-16.8% | $6,690-46.3% |
| Admin fee / account holder | $457 | $8,414-94.6% | $7,384-93.8% | $13,400-96.6% |