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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,309 | $81,457+61.2% | $103,378+27.0% | $80,911+62.3% |
| Participation rate | 75.5% | 66.8%+8.6pp | 74.5%+1.0pp | 67.6%+7.8pp |
| Annual return | 14.52% | 25.58%-11.1pp | 24.91%-10.4pp | 35.63%-21.1pp |
| Employer contribution / active EE | $575 | $3,107-81.5% | $3,870-85.1% | $2,756-79.1% |
| Participant deferral / active EE | $5,143 | $3,871+32.9% | $5,058+1.7% | $4,297+19.7% |
| Admin fee / account holder | $6,181 | $6,717-8.0% | $8,401-26.4% | $6,935-10.9% |