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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,523 | $73,978+52.1% | $96,515+16.6% | $75,173+49.7% |
| Participation rate | 87.2% | 66.4%+20.8pp | 74.3%+12.9pp | 67.2%+20.0pp |
| Annual return | 17.74% | 26.72%-9.0pp | 35.73%-18.0pp | 160.72%-143.0pp |
| Employer contribution / active EE | $576 | $2,931-80.3% | $3,740-84.6% | $2,671-78.4% |
| Participant deferral / active EE | $4,668 | $3,660+27.5% | $4,880-4.3% | $4,126+13.1% |
| Admin fee / account holder | $1,265 | $5,219-75.8% | $6,735-81.2% | $5,651-77.6% |