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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,416 | $67,823-90.5% | $52,425-87.8% | $137,256-95.3% |
| Participation rate | 58.3% | 63.9%-5.6pp | 55.6%+2.7pp | 80.0%-21.6pp |
| Annual return | 10.19% | 219.11%-208.9pp | 302.12%-291.9pp | 220.34%-210.2pp |
| Employer contribution / active EE | $883 | $1,163-24.1% | $914-3.4% | $4,156-78.8% |
| Participant deferral / active EE | $1,502 | $2,288-34.4% | $1,790-16.1% | $6,407-76.6% |
| Admin fee / account holder | $408 | $2,844-85.7% | $2,495-83.7% | $12,270-96.7% |