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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,704 | $84,551-98.0% | $61,452-97.2% | $134,532-98.7% |
| Participation rate | 69.2% | 62.2%+7.0pp | 52.6%+16.7pp | 81.2%-12.0pp |
| Annual return | -12.71% | 585.39%-598.1pp | 338.96%-351.7pp | 418.27%-431.0pp |
| Employer contribution / active EE | $524 | $1,545-66.1% | $1,160-54.8% | $4,741-89.0% |
| Participant deferral / active EE | $786 | $2,818-72.1% | $2,125-63.0% | $6,401-87.7% |
| Admin fee / account holder | $21 | $2,587-99.2% | $2,131-99.0% | $11,429-99.8% |