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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,903 | $88,702-77.6% | $81,780-75.7% | $145,978-86.4% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 10.87% | 1029.12%-1018.3pp | 776.27%-765.4pp | 550.52%-539.6pp |
| Employer contribution / active EE | $1,864 | $3,084-39.6% | $2,914-36.0% | $4,662-60.0% |
| Participant deferral / active EE | $4,247 | $4,645-8.6% | $4,321-1.7% | $6,690-36.5% |
| Admin fee / account holder | $8,052 | $8,414-4.3% | $7,384+9.0% | $13,400-39.9% |