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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,155 | $92,743-85.8% | $82,744-84.1% | $134,532-90.2% |
| Participation rate | 40.0% | 75.2%-35.2pp | 72.6%-32.6pp | 81.2%-41.2pp |
| Annual return | -27.52% | 946.63%-974.2pp | 702.22%-729.7pp | 418.27%-445.8pp |
| Employer contribution / active EE | $1,736 | $3,273-47.0% | $3,008-42.3% | $4,741-63.4% |
| Participant deferral / active EE | $2,170 | $4,802-54.8% | $4,395-50.6% | $6,401-66.1% |
| Admin fee / account holder | $37 | $5,977-99.4% | $5,325-99.3% | $11,429-99.7% |