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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,851 | $106,864-64.6% | $147,318-74.3% | $82,637-54.2% |
| Participation rate | 72.4% | 75.5%-3.1pp | 82.1%-9.7pp | 68.1%+4.4pp |
| Annual return | 40.00% | 27.49%+12.5pp | 70.43%-30.4pp | 53.51%-13.5pp |
| Employer contribution / active EE | $1,754 | $3,417-48.6% | $4,593-61.8% | $2,552-31.3% |
| Participant deferral / active EE | $2,652 | $6,496-59.2% | $7,906-66.5% | $4,126-35.7% |
| Admin fee / account holder | $373 | $8,415-95.6% | $13,708-97.3% | $7,339-94.9% |