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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,681 | $162,136-79.8% | $152,301-78.5% | $154,746-78.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 20.86% | 91.02%-70.2pp | 80.50%-59.6pp | 172.34%-151.5pp |
| Employer contribution / active EE | $1,591 | $4,890-67.5% | $4,624-65.6% | $4,379-63.7% |
| Participant deferral / active EE | $8,960 | $8,341+7.4% | $8,004+11.9% | $6,730+33.1% |
| Admin fee / account holder | $4,355 | $15,759-72.4% | $14,398-69.8% | $14,365-69.7% |