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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,305 | $114,119+3.7% | $107,187+10.4% | $138,895-14.8% |
| Participation rate | 52.9% | 78.1%-25.1pp | 75.0%-22.1pp | 79.9%-27.0pp |
| Annual return | 13.42% | 273.21%-259.8pp | 204.55%-191.1pp | 145.39%-132.0pp |
| Employer contribution / active EE | $1,643 | $4,059-59.5% | $3,782-56.6% | $4,194-60.8% |
| Participant deferral / active EE | $4,886 | $5,538-11.8% | $5,096-4.1% | $6,396-23.6% |
| Admin fee / account holder | $374 | $10,024-96.3% | $9,162-95.9% | $12,562-97.0% |