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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,491 | $106,247+28.5% | $96,515+41.4% | $139,466-2.1% |
| Participation rate | 41.7% | 77.8%-36.2pp | 74.3%-32.7pp | 80.3%-38.7pp |
| Annual return | 18.50% | 38.47%-20.0pp | 35.73%-17.2pp | 373.66%-355.2pp |
| Employer contribution / active EE | $1,773 | $4,106-56.8% | $3,740-52.6% | $4,754-62.7% |
| Participant deferral / active EE | $6,506 | $5,456+19.3% | $4,880+33.3% | $6,712-3.1% |
| Admin fee / account holder | $972 | $7,885-87.7% | $6,735-85.6% | $11,409-91.5% |