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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,183 | $133,981-43.1% | $112,249-32.1% | $134,532-43.4% |
| Participation rate | 62.5% | 78.6%-16.1pp | 75.1%-12.6pp | 81.2%-18.7pp |
| Annual return | -20.30% | 47.16%-67.5pp | 27.48%-47.8pp | 418.27%-438.6pp |
| Employer contribution / active EE | $2,257 | $4,040-44.1% | $3,636-37.9% | $4,741-52.4% |
| Participant deferral / active EE | $10,596 | $5,292+100.2% | $4,729+124.1% | $6,401+65.5% |
| Admin fee / account holder | $7,602 | $7,492+1.5% | $6,412+18.6% | $11,429-33.5% |