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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,476 | $102,978-82.1% | $90,287-79.5% | $152,870-87.9% |
| Participation rate | 47.6% | 75.9%-28.2pp | 73.3%-25.6pp | 82.4%-34.8pp |
| Annual return | 18.55% | 95.17%-76.6pp | 78.10%-59.5pp | 345.34%-326.8pp |
| Employer contribution / active EE | $495 | $3,139-84.2% | $2,855-82.7% | $4,763-89.6% |
| Participant deferral / active EE | $840 | $4,281-80.4% | $3,885-78.4% | $5,850-85.6% |
| Admin fee / account holder | $1,670 | $6,171-72.9% | $5,351-68.8% | $11,597-85.6% |