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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,476 | $103,038-82.1% | $90,324-79.5% | $152,909-87.9% |
| Participation rate | 47.6% | 75.9%-28.3pp | 73.3%-25.7pp | 82.5%-34.8pp |
| Annual return | 18.55% | 95.25%-76.7pp | 78.15%-59.6pp | 345.46%-326.9pp |
| Employer contribution / active EE | $495 | $3,141-84.2% | $2,856-82.7% | $4,764-89.6% |
| Participant deferral / active EE | $840 | $4,282-80.4% | $3,885-78.4% | $5,851-85.6% |
| Admin fee / account holder | $1,670 | $6,177-73.0% | $5,356-68.8% | $11,601-85.6% |