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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,140 | $96,691-84.3% | $86,656-82.5% | $139,487-89.1% |
| Participation rate | 54.2% | 74.4%-20.3pp | 71.7%-17.5pp | 80.3%-26.2pp |
| Annual return | 14.99% | 106.87%-91.9pp | 593.09%-578.1pp | 373.84%-358.9pp |
| Employer contribution / active EE | $602 | $3,267-81.6% | $3,025-80.1% | $4,755-87.3% |
| Participant deferral / active EE | $880 | $4,838-81.8% | $4,439-80.2% | $6,713-86.9% |
| Admin fee / account holder | $4,248 | $6,414-33.8% | $5,619-24.4% | $11,407-62.8% |