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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,550 | $97,125-73.7% | $86,233-70.4% | $137,256-81.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 13.25% | 74.19%-60.9pp | 61.39%-48.1pp | 220.34%-207.1pp |
| Employer contribution / active EE | $9,069 | $2,841+219.2% | $2,504+262.1% | $4,156+118.2% |
| Participant deferral / active EE | $11,989 | $5,180+131.5% | $4,559+163.0% | $6,407+87.1% |
| Admin fee / account holder | $12,741 | $9,725+31.0% | $8,342+52.7% | $12,270+3.8% |