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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,504 | $138,312-12.9% | $122,979-2.0% | $155,188-22.3% |
| Participation rate | 83.3% | 80.2%+3.1pp | 77.2%+6.1pp | 80.8%+2.5pp |
| Annual return | 16.32% | 22.06%-5.7pp | 20.12%-3.8pp | 148.84%-132.5pp |
| Employer contribution / active EE | $20,094 | $3,530+469.2% | $3,062+556.2% | $4,248+373.0% |
| Participant deferral / active EE | $10,780 | $5,592+92.8% | $5,003+115.5% | $6,531+65.1% |
| Admin fee / account holder | $16,198 | $15,089+7.4% | $12,864+25.9% | $14,480+11.9% |