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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,504 | $124,425-3.2% | $112,040+7.6% | $137,256-12.2% |
| Participation rate | 83.3% | 79.3%+4.0pp | 76.5%+6.8pp | 80.0%+3.4pp |
| Annual return | 16.32% | 24.72%-8.4pp | 24.52%-8.2pp | 220.34%-204.0pp |
| Employer contribution / active EE | $20,094 | $3,411+489.0% | $2,954+580.2% | $4,156+383.5% |
| Participant deferral / active EE | $10,780 | $5,718+88.5% | $5,098+111.5% | $6,407+68.3% |
| Admin fee / account holder | $16,198 | $15,207+6.5% | $12,098+33.9% | $12,270+32.0% |