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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,504 | $126,661-4.9% | $113,397+6.3% | $138,895-13.2% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.5%+6.8pp | 79.9%+3.4pp |
| Annual return | 16.32% | 25.05%-8.7pp | 23.20%-6.9pp | 145.39%-129.1pp |
| Employer contribution / active EE | $20,094 | $3,456+481.4% | $2,977+574.9% | $4,194+379.1% |
| Participant deferral / active EE | $10,780 | $5,693+89.4% | $5,076+112.3% | $6,396+68.5% |
| Admin fee / account holder | $16,198 | $14,549+11.3% | $11,957+35.5% | $12,562+28.9% |