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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,736 | $76,551+405.2% | $123,894+212.1% | $62,881+515.0% |
| Participation rate | 88.0% | 73.0%+15.0pp | 81.4%+6.6pp | 69.3%+18.7pp |
| Annual return | 10.02% | 18.68%-8.7pp | 47.52%-37.5pp | 20.14%-10.1pp |
| Employer contribution / active EE | $11,123 | $2,882+285.9% | $4,617+140.9% | $2,281+387.7% |
| Participant deferral / active EE | $12,301 | $4,840+154.2% | $5,984+105.6% | $3,203+284.1% |
| Admin fee / account holder | $3,526 | $4,826-26.9% | $8,357-57.8% | $4,296-17.9% |