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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,095 | $82,678+334.3% | $125,391+186.4% | $68,490+424.3% |
| Participation rate | 81.5% | 75.1%+6.4pp | 82.4%-0.9pp | 67.9%+13.6pp |
| Annual return | -17.81% | -5.97%-11.8pp | 572.41%-590.2pp | -7.85%-10.0pp |
| Employer contribution / active EE | $14,216 | $3,382+320.3% | $4,816+195.2% | $2,597+447.5% |
| Participant deferral / active EE | $15,002 | $6,111+145.5% | $7,448+101.4% | $4,028+272.5% |
| Admin fee / account holder | $2,186 | $6,277-65.2% | $10,009-78.2% | $5,403-59.5% |