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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,897 | $167,362-92.9% | $143,799-91.7% | $134,532-91.2% |
| Participation rate | 94.1% | 84.8%+9.3pp | 80.3%+13.8pp | 81.2%+12.9pp |
| Annual return | -25.60% | 0.47%-26.1pp | -0.04%-25.6pp | 418.27%-443.9pp |
| Employer contribution / active EE | $1,787 | $5,620-68.2% | $4,952-63.9% | $4,741-62.3% |
| Participant deferral / active EE | $2,219 | $6,447-65.6% | $5,638-60.6% | $6,401-65.3% |
| Admin fee / account holder | $312 | $18,094-98.3% | $14,677-97.9% | $11,429-97.3% |