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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,111 | $202,342-93.5% | $172,752-92.4% | $152,897-91.4% |
| Participation rate | 90.0% | 87.1%+2.9pp | 82.6%+7.4pp | 82.5%+7.5pp |
| Annual return | 37.00% | 1029.83%-992.8pp | 802.97%-766.0pp | 345.43%-308.4pp |
| Employer contribution / active EE | $4,002 | $5,858-31.7% | $5,144-22.2% | $4,764-16.0% |
| Participant deferral / active EE | $2,682 | $5,948-54.9% | $5,198-48.4% | $5,851-54.2% |
| Admin fee / account holder | $689 | $17,111-96.0% | $13,955-95.1% | $11,599-94.1% |