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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,748 | $209,428-91.5% | $178,498-90.1% | $158,950-88.8% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 45.84% | 188.78%-142.9pp | 151.09%-105.3pp | 302.91%-257.1pp |
| Employer contribution / active EE | $3,361 | $5,707-41.1% | $5,011-32.9% | $4,762-29.4% |
| Participant deferral / active EE | $3,432 | $5,955-42.4% | $5,202-34.0% | $5,983-42.6% |
| Admin fee / account holder | $1,192 | $17,077-93.0% | $13,985-91.5% | $11,248-89.4% |