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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,055 | $183,592-90.7% | $155,574-89.0% | $145,877-88.3% |
| Participation rate | 86.4% | 82.7%+3.7pp | 78.2%+8.2pp | 80.3%+6.1pp |
| Annual return | 26.22% | 61.37%-35.1pp | 64.87%-38.6pp | 551.28%-525.1pp |
| Employer contribution / active EE | $2,006 | $5,317-62.3% | $4,676-57.1% | $4,663-57.0% |
| Participant deferral / active EE | $5,123 | $6,466-20.8% | $5,629-9.0% | $6,691-23.4% |
| Admin fee / account holder | $1,863 | $19,316-90.4% | $15,914-88.3% | $13,402-86.1% |